One big move: finding clarity between the chaos

AS the swell settles at Bells and the final cheers of the Pro fade into the wind, there’s something unmistakably grounding about this time of year on the coast.

Easter break and school holidays have just wrapped, and for many households, it’s been a blur of movement; kids off routine, not to mention the short work weeks, and the usual demands of life somehow crammed into even tighter spaces.

In the middle of the noise, it’s easy to feel like you’re falling behind, or worse, unsure where to even begin. And yet, this quieter pocket between April and the end of the financial year might just be the perfect time to re-centre.

Not by overhauling your life.

Not by setting wild goals.

But by choosing one big move.

Why One Move Matters

There’s power in simplicity. When things feel chaotic, clarity doesn’t come from doing more. It comes from committing to one small, intentional step. Not with the pressure to have all the answers, but simply to begin. Because movement creates momentum. And when you take one step forward, the path tends to open up.

So, between now and June 30, what’s your move?

Need Some Ideas? Start Here

You don’t need a 10-year plan. Just one decision to progress something you’ve had on the backburner. Maybe it’s one of these:

Engage a new accountant – If you’ve outgrown your current setup or never really found the right fit, now’s the time to get proactive ahead of tax season

Start a chat with a financial planner – Even one conversation can lift a huge weight. You don’t need to map everything; just start

Buy your first $100 of shares = Always wanted to invest but didn’t know how to start? Don’t wait for the perfect time. Learn by doing

Talk to a mortgage broker about home improvements – Maybe it’s a new kitchen. Maybe it’s freeing up funds for a second bathroom. Start the conversation and see what’s possible

Check your super fund – Consolidate, adjust your investment settings, or just learn what you’re actually invested in

Refinance your home loan – You might save thousands or create breathing room in your monthly budget. The right advice makes it simple.

Automate a savings habit – $20 a week. That’s it. Set it and forget it

Teach your kids something you’ve learnt about money – A short story. A habit. A mistake you’ve learnt from. Pass it on.

Whatever your version of “one big move” looks like, the goal isn’t perfection, it’s progress. You don’t have to know exactly where you’ll land. But taking the first step will change the view.

And if you’re lucky enough to live near the coast, maybe start with a long walk this weekend. Let the wind clear your thoughts. Then come home and send that one email, or open that one new tab.

Winter is coming. Let’s move into it with purpose.

Have a question you’d like to ask the Tribe Financial team? Email [email protected]

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