{"id":8073,"date":"2018-03-21T01:55:14","date_gmt":"2018-03-21T01:55:14","guid":{"rendered":"https:\/\/timesnewsgroup.com.au\/bellarinetimes\/?p=8073"},"modified":"2018-03-23T12:43:45","modified_gmt":"2018-03-23T12:43:45","slug":"top-finance-tips-building-renovating-surf-coast","status":"publish","type":"post","link":"https:\/\/timesnewsgroup.com.au\/bellarinetimes\/real-estate\/top-finance-tips-building-renovating-surf-coast\/","title":{"rendered":"Top finance tips for building or renovating on the Surf Coast"},"content":{"rendered":"<p><em>With Surf Coast development at an all-time high, we talk to local real estate, building and finance experts for their views on avoiding common traps.<\/em><\/p>\n<p>PINTREST and Instagram have fuelled our ability to get swept away with emotion and inspiration when it comes to building a new home or renovating.<\/p>\n<p>But the stakes are high, and Lanie Conquest from Surfcoast Life and Lending says that good financial decision making will ensure your investment doesn\u2019t leave you with bad, unrecoverable debt.<\/p>\n<p>\u201cDespite rising land prices right now, there is always a danger that home owners can be left to fund properties that are worth less than what has  been outlaid,\u201d Ms Conquest said.<\/p>\n<p>\u201cUnless you\u2019re in the game yourself, spend money wisely on good strategic building advice.<\/p>\n<p>\u201cWhen engaging designers, building companies, architects and even landscape gardeners, make your return on investment their mandate.<\/p>\n<p>\u201cAnd use a future buyer mindset yourself when making decisions throughout your project.\u201d<\/p>\n<p>Real estate guru Lynne Hayden from Links Property says to \u201cbudget for your wow\u201d.<\/p>\n<p>\u201cGetting this balancing act right will ensure your property value is greater than simply land and build,\u201d Ms Hayden said.<\/p>\n<p>\u201cCreating uniqueness that is tasteful and appealing allows buyers to fall in love.<\/p>\n<p>\u201cOnly then can you expect a selling result greater than the basic maths.\u201d<\/p>\n<p>Torquay Select Homes\u2019 Noel McAsey suggests allowing for variations when building a new home or renovating.<\/p>\n<p>\u201cWhen applying for finance, most peopleremember to budget for furnishings and  landscaping, but it is also important to include provisions for changes.\u201d<\/p>\n<p>Ms Conquest explains that almost all construction projects will require a fixed-price contract that the bank controls.<\/p>\n<p>\u201cAs the project comes to life, and unknowns become more evident, flexibility that the bank simply doesn\u2019t allow for will be required.<\/p>\n<p>\u201cDon\u2019t compromise your outcome, ensure you have wriggle room to fund everything you need to finish your project in the manner you\u2019d like.\u201d<\/p>\n<p>For more information on financial solutions, phone Lanie from Surfcoast Life and Lending on 0418 938 646.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With Surf Coast development at an all-time high, we talk to local real estate, building and finance experts for their views on avoiding common traps. PINTREST and Instagram have fuelled our ability to get swept away with emotion and inspiration when it comes to building a new home or renovating. But the stakes are high, [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/timesnewsgroup.com.au\/bellarinetimes\/real-estate\/top-finance-tips-building-renovating-surf-coast\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":99,"featured_media":8061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[19],"tags":[],"post_folder":[],"class_list":["post-8073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top finance tips for building or renovating on the Surf Coast - Bellarine Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/timesnewsgroup.com.au\/bellarinetimes\/real-estate\/top-finance-tips-building-renovating-surf-coast\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top finance tips for building or renovating on the Surf Coast - Bellarine Times\" \/>\n<meta property=\"og:description\" content=\"With Surf Coast development at an all-time high, we talk to local real estate, building and finance experts for their views on avoiding common traps. PINTREST and Instagram have fuelled our ability to get swept away with emotion and inspiration when it comes to building a new home or renovating. But the stakes are high, [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/timesnewsgroup.com.au\/bellarinetimes\/real-estate\/top-finance-tips-building-renovating-surf-coast\/\" \/>\n<meta property=\"og:site_name\" content=\"Bellarine Times\" \/>\n<meta property=\"article:published_time\" content=\"2018-03-21T01:55:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-03-23T12:43:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/3\/2018\/03\/Top-finance-tips.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"508\" \/>\n\t<meta property=\"og:image:height\" content=\"332\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lanie Conquest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lanie Conquest\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/\"},\"author\":{\"name\":\"Lanie Conquest\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/#\\\/schema\\\/person\\\/e760a8960f6f0b79c26fbb6e183e263d\"},\"headline\":\"Top finance tips for building or renovating on the Surf Coast\",\"datePublished\":\"2018-03-21T01:55:14+00:00\",\"dateModified\":\"2018-03-23T12:43:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/\"},\"wordCount\":346,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/3\\\/2018\\\/03\\\/Top-finance-tips.jpg\",\"articleSection\":[\"Real Estate\"],\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/\",\"url\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/bellarinetimes\\\/real-estate\\\/top-finance-tips-building-renovating-surf-coast\\\/\",\"name\":\"Top finance tips for building or renovating on the Surf Coast - 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