{"id":78013,"date":"2023-07-07T04:10:14","date_gmt":"2023-07-06T18:10:14","guid":{"rendered":"https:\/\/timesnewsgroup.com.au\/geelongtimes\/?p=78013"},"modified":"2023-07-06T09:21:28","modified_gmt":"2023-07-05T23:21:28","slug":"an-age-pension-can-be-more-valuable-than-cash-in-the-bank","status":"publish","type":"post","link":"https:\/\/timesnewsgroup.com.au\/geelongtimes\/living\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\/","title":{"rendered":"An Age Pension can be more valuable than cash in the bank"},"content":{"rendered":"<p><strong>Being eligible for a full or part Age Pension in Australia means much, much more than a top up of cash each fortnight.<\/strong><\/p>\n<p>The Pensioner Concession Card benefits delivered to Age Pension recipients are often more widely valued than the fortnightly cash payment from Centrelink.<\/p>\n<p>With recent changes affecting eligibility for the age pension, many Australians retirement plans are being revised.<\/p>\n<p><strong>Why is eligibility for an Age Pension so important for so many Australian seniors?<\/strong><\/p>\n<p>While a reduction in fortnightly Age Pension rates for many Australian seniors is tough, the other benefits being eligible for an Age Pension bring, remain. Age Pension recipients are automatically granted a Pensioner Concessions Card (<a href=\"http:\/\/servicesaustralia.gov.au\/pensioner-concession-card\"><strong>servicesaustralia.gov.au\/pensioner-concession-card<\/strong><\/a>).<\/p>\n<p>Here is a list of some of the benefits of holding a Pensioner Concessions Card:<\/p>\n<ul>\n<li>Cheaper medicine under the Pharmaceutical Benefits Scheme (<a href=\"http:\/\/servicesaustralia.gov.au\/pharmaceutical-benefits-scheme\"><strong>servicesaustralia.gov.au\/pharmaceutical-benefits-scheme<\/strong><\/a>)<\/li>\n<li>Bulk-billed doctor visits, which will depend on your doctor if you are eligible for these<\/li>\n<li>A bigger refund for medical costs when you reach the Medicare Safety Net (<a href=\"http:\/\/servicesaustralia.gov.au\/medicare-safety-nets\"><strong style=\"font-size: 1rem;\">servicesaustralia.gov.a<a style=\"color: #54397f; text-decoration-line: underline; outline-width: 0px;\" href=\"http:\/\/servicesaustralia.gov.au\/medicare-safety-nets\">u\/medicare-safety-nets<\/a><\/strong><\/a>)<\/li>\n<li>Help with hearing services, such as the Hearing Services Program (<a href=\"http:\/\/health.gov.au\/our-work\/hearing-services-program\"><b>health.gov.au\/our-work\/hearing-services-program<\/b><\/a>), and<\/li>\n<li>Discounts to redirect your mail through Australia Post.<\/li>\n<li>In Victoria via the Department of Families, Fairness and Housing (<a href=\"http:\/\/services.dffh.vic.gov.au\/concessions-and-benefits\"><strong>services.dffh.vic.gov.au\/concessions-and-benefits<\/strong><\/a>), you may also be entitled to additional concessions such as:\n<ul>\n<li>An Annual Electricity Concession (<a href=\"http:\/\/services.dffh.vic.gov.au\/annual-electricity-concession\"><strong style=\"font-size: 1rem;\">services.dffh.vic.gov.au\/annual-electricity-concession<\/strong><\/a><span style=\"font-size: 1rem;\">) &#8211; 17.5 per cent discount plus on energy bills is a fantastic bonus to your annual budget<\/span><\/li>\n<li>An Electricity Transfer Fee Waiver (<a href=\"http:\/\/services.dffh.vic.gov.au\/electricity-transfer-fee-waiver\"><strong style=\"font-size: 1rem;\">services.dffh.vic.gov.au\/electricity-transfer-fee-waiver<\/strong><\/a><span style=\"font-size: 1rem;\">) &#8211; having the full electricity transfer fee waived is a great cost saver if you\u2019ve decided to move to somewhere that suits your retirement lifestyle priorities<\/span><\/li>\n<li>A Medical Cooling Concession (<a href=\"http:\/\/services.dffh.vic.gov.au\/medical-cooling-concession\"><strong style=\"font-size: 1rem;\">services.dffh.vic.gov.au\/medical-cooling-concession<\/strong><\/a><span style=\"font-size: 1rem;\">) &#8211; this applies over and above the Annual Electricity Concession and is available to assist with cooling bills for households where a member has a condition that affects their body\u2019s ability to regulate temperature<\/span><\/li>\n<li>A Utility Relief Grant (<a href=\"http:\/\/services.dffh.vic.gov.au\/utility-relief-grant-scheme\"><strong style=\"font-size: 1rem;\">services.dffh.vic.gov.au\/utility-relief-grant-scheme<\/strong><\/a><span style=\"font-size: 1rem;\">) &#8211; available on application for hardship in a temporary financial crisis where a Concession Card holder can\u2019t pay for essential services, and<\/span><\/li>\n<li>A Municipal Rates Concession (<a href=\"http:\/\/services.dffh.vic.gov.au\/municipal-rates-concession\"><strong style=\"font-size: 1rem;\">services.dffh.vic.gov.au\/municipal-rates-concession<\/strong><\/a><span style=\"font-size: 1rem;\">) &#8211; a 50 per cent discount on council rates is a very welcome concession for homeowners. The amount discounted is capped annually.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>On top of these benefits, keep in mind that you may be entitled to the benefits of a Commonwealth Seniors Health Card (<a href=\"http:\/\/servicesaustralia.gov.au\/commonwealth-seniors-health-card\"><strong>servicesaustralia.gov.au\/commonwealth-seniors-health-card<\/strong><\/a>).<\/p>\n<p>Keep a watchful eye on the Centrelink (<a href=\"http:\/\/servicesaustralia.gov.au\/centrelink\"><strong>servicesaustralia.gov.au\/centrelink<\/strong><\/a>) and Services Australia\u2019s (<a href=\"http:\/\/servicesaustralia.gov.au\"><strong>servicesaustralia.gov.au<\/strong><\/a>) websites to stay up to date with discounts and concessions available to you.<\/p>\n<p>For more information on Health and Concession Cards that you may be entitled to, head to <a href=\"http:\/\/servicesaustralia.gov.au\/concession-and-health-care-cards\"><strong>servicesaustralia.gov.au\/concession-and-health-care-cards<\/strong><\/a><\/p>\n<p>If you would like to learn more, you are invited to join us for an informative session and complimentary two-course meal with Heidi Schwegler, Certified Financial Planner at the Armstrong Green Clubhouse, in Armstrong Creek.<\/p>\n<p>Head to <a href=\"http:\/\/rcavillages.com.au\/news\/52403-financial-matters-with-heidi-schwelger\"><strong>rcavillages.com.au\/news\/52403-financial-matters-with-heidi-schwelger <\/strong><\/a>for information and to register today.<\/p>\n<p style=\"text-align: right;\"><strong><em>\/\/ Sponsored Content<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Being eligible for a full or part Age Pension in Australia means much, much more than a top up of cash each fortnight. The Pensioner Concession Card benefits delivered to Age Pension recipients are often more widely valued than the fortnightly cash payment from Centrelink. With recent changes affecting eligibility for the age pension, many [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/timesnewsgroup.com.au\/geelongtimes\/living\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":156,"featured_media":78014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"post_folder":[],"class_list":["post-78013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-living"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>An Age Pension can be more valuable than cash in the bank - Geelong Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/timesnewsgroup.com.au\/geelongtimes\/living\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"An Age Pension can be more valuable than cash in the bank - Geelong Times\" \/>\n<meta property=\"og:description\" content=\"Being eligible for a full or part Age Pension in Australia means much, much more than a top up of cash each fortnight. The Pensioner Concession Card benefits delivered to Age Pension recipients are often more widely valued than the fortnightly cash payment from Centrelink. With recent changes affecting eligibility for the age pension, many [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/timesnewsgroup.com.au\/geelongtimes\/living\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"Geelong Times\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-06T18:10:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/21\/2023\/07\/Feature-Image-2023-07-06T091701.864.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Times News Group\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Times News Group\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/\"},\"author\":{\"name\":\"Times News Group\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/#\\\/schema\\\/person\\\/c458b1ff60365992982bb7683264fe4b\"},\"headline\":\"An Age Pension can be more valuable than cash in the bank\",\"datePublished\":\"2023-07-06T18:10:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/\"},\"wordCount\":534,\"publisher\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/21\\\/2023\\\/07\\\/Feature-Image-2023-07-06T091701.864.png\",\"articleSection\":[\"Living\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/\",\"url\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/geelongtimes\\\/living\\\/an-age-pension-can-be-more-valuable-than-cash-in-the-bank\\\/\",\"name\":\"An Age Pension can be more valuable than cash in the bank - 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