	{"id":63932,"date":"2022-02-03T04:30:41","date_gmt":"2022-02-02T17:30:41","guid":{"rendered":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/?p=63932"},"modified":"2022-02-03T11:12:06","modified_gmt":"2022-02-03T00:12:06","slug":"jan-juc-family-left-homeless-after-battle-with-insurer","status":"publish","type":"post","link":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/","title":{"rendered":"Jan Juc family left homeless after battle with insurer"},"content":{"rendered":"<p>A JAN JUC family say they\u2019ve been left without any of their possessions, in significant debt, sick and homeless after a six-year long battle with their insurer over mould and chemicals in their family home.<\/p>\n<p>Leza and Travis Ashford initially lodged several successful claims with AAMI in 2016 after mould was discovered in their Jan Juc property, but after several visits by AAMI appointed contractors over the next 12 months the insurer deemed the job done and cut off financial assistance to the family of four.<\/p>\n<p>During the initial mould remediation phase AAMI agreed to rehome the Ashfords, admission they say the insurer had heeded repeated concerns that Ms Ashford was allergic to potential mould treatments.<\/p>\n<p>\u201cI advised AAMI not to use any chemical treatments for the mould. AAMI told me they could not treat the mould any other way and would only accept my claims if I agreed, which I reluctantly did after ensuring all parties were fully briefed on my allergies to salicylates,\u201d Ms Ashford said.<\/p>\n<p>\u201cFollowing several phone calls, emails, and detailed onsite in-person meetings to address my allergy concerns, AAMI promised they would research and undertake only safe mould treatment options, which would not pose any allergy risk.\u201d<\/p>\n<p>When the family returned home after it had been treated, Ms Ashford suffered severe allergic reactions that continued for months and eventually required her to be hospitalised with anaphylaxis.<\/p>\n<p>\u201cMy hearing loss came from that, balance issues, more sensitive to fumes, an infection in my brain that still causes pain,\u201d she explained of lasting symptoms.<\/p>\n<p>The Ashfords say AAMI was initially apologetic, offered to investigate what had gone wrong and fix the issue.<\/p>\n<p>\u201cBut shortly after, they closed ranks and abruptly closed our claims \u2026 they walked away mid-renovation, leaving our home and contents damaged and contaminated, with exploratory holes in the walls and ceilings, extremely high mould readings, and dangerous chemical fume contamination.\u201d<\/p>\n<p>\u201cI even had one of AAMI\u2019s experts call me while recovering from an anaphylactic reaction to yell at me and abuse me. They told me I didn\u2019t have an allergic reaction because no chemicals were used in the attempted remediation, only water,\u201d a claim the insurer later walked back.<\/p>\n<figure id=\"attachment_63951\" aria-describedby=\"caption-attachment-63951\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-63951\" src=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/wp-content\/uploads\/sites\/2\/2022\/02\/Pool-in-article-13.png\" alt=\"\" width=\"600\" height=\"380\" srcset=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Pool-in-article-13.png 600w, https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Pool-in-article-13-300x190.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-63951\" class=\"wp-caption-text\">The Ashford family in 2016 &#8220;when we were all healthy and happy before this ordeal began&#8221;. Photo: SUPPLIED<\/figcaption><\/figure>\n<p>Travis was the last to visit the family home in early 2017 when he returned to gather some prized family possessions, without telling Leza who he knew would disapprove.<\/p>\n<p>\u201cI took a change of clothes, had a shower and she still reacted to me, she\u2019s that allergic to the mould treatment they used,\u201d he said.<\/p>\n<p>Despite being unable to return home, AAMI had cut off support to the family of four in April 2017.<\/p>\n<p>\u201cWe were homeless. The kids used to ask, when are we going home, when are we going home, and we used to say \u2018soon\u2019 because we thought we were. It\u2019s been very hard on them,\u201d Ms Ashford said.<\/p>\n<p>The Ashfords eventually took the matter to AAMI\u2019s Internal Dispute Resolution department that expressed \u201cregret\u201d for how the family had been treated.<\/p>\n<p>\u201cI would like to apologise for the handling of your claims which has been a stressful time for you and your family.\u201d<\/p>\n<p>The department noted the family had \u201cbeen very transparent about Leza\u2019s condition and ongoing allergic reactions due to the mould remediation chemicals used by AAMI\u2019s vendors\u201d.<\/p>\n<p>AAMI agreed to again cover temporary accommodation costs until the claim was finalised, a point the insurer says it reached in April 2018 when its specialists found \u201cno unremediated mould arising from the claimed events was identified\u201d and \u201cno evidence\u201d of chemical contamination.<\/p>\n<p>\u201cWhat insurers do is weaponise time, they sit on it, sit on it,\u201d said Michael Bates, an insurance lawyer who\u2019s taken on the family\u2019s case and is due before the County Court in March.<\/p>\n<p>\u201cAbout three times a year I see things that just blow my mind, and this is one of them.\u201d<\/p>\n<p>AAMI declined to answer a series of questions this paper put to it, citing legal proceedings, however did state that it\u2019s \u201cbeen closely engaged on this claim and has taken steps to seek a suitable resolution\u201d.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A JAN JUC family say they\u2019ve been left without any of their possessions, in significant debt, sick and homeless after a six-year long battle with their insurer over mould and chemicals in their family home. Leza and Travis Ashford initially lodged several successful claims with AAMI in 2016 after mould was discovered in their Jan [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":196,"featured_media":63953,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"post_folder":[],"class_list":["post-63932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jan Juc family left homeless after battle with insurer - Surf Coast Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jan Juc family left homeless after battle with insurer - Surf Coast Times\" \/>\n<meta property=\"og:description\" content=\"A JAN JUC family say they\u2019ve been left without any of their possessions, in significant debt, sick and homeless after a six-year long battle with their insurer over mould and chemicals in their family home. Leza and Travis Ashford initially lodged several successful claims with AAMI in 2016 after mould was discovered in their Jan [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/\" \/>\n<meta property=\"og:site_name\" content=\"Surf Coast Times\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-02T17:30:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-03T00:12:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tim Lamacraft\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Lamacraft\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/\"},\"author\":{\"name\":\"Tim Lamacraft\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/#\\\/schema\\\/person\\\/cb95c18bd1b73a23efa86ef2abc844c9\"},\"headline\":\"Jan Juc family left homeless after battle with insurer\",\"datePublished\":\"2022-02-02T17:30:41+00:00\",\"dateModified\":\"2022-02-03T00:12:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/\"},\"wordCount\":718,\"publisher\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/2\\\/2022\\\/02\\\/Feature-image-29.png\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/\",\"url\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/\",\"name\":\"Jan Juc family left homeless after battle with insurer - Surf Coast Times\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/2\\\/2022\\\/02\\\/Feature-image-29.png\",\"datePublished\":\"2022-02-02T17:30:41+00:00\",\"dateModified\":\"2022-02-03T00:12:06+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#breadcrumb\"},\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\\\/\\\/timesnewsgroup.com.au\\\/surfcoasttimes\\\/news\\\/jan-juc-family-left-homeless-after-battle-with-insurer\\\/#primaryimage\",\"url\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/2\\\/2022\\\/02\\\/Feature-image-29.png\",\"contentUrl\":\"https:\\\/\\\/static.timesnewsgroup.com.au\\\/prod\\\/uploads\\\/sites\\\/2\\\/2022\\\/02\\\/Feature-image-29.png\",\"width\":1200,\"height\":630,\"caption\":\"\\\"We just want them to do what they said they would\\\", Leza and Travis Ashford have spent six years battling AAMI over ongoing mould and chemicals in their \\\"uninhabitable\\\" Jan Juc home. 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Leza and Travis Ashford initially lodged several successful claims with AAMI in 2016 after mould was discovered in their Jan [...]Read More...","og_url":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/","og_site_name":"Surf Coast Times","article_published_time":"2022-02-02T17:30:41+00:00","article_modified_time":"2022-02-03T00:12:06+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png","type":"image\/png"}],"author":"Tim Lamacraft","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tim Lamacraft","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#article","isPartOf":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/"},"author":{"name":"Tim Lamacraft","@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/#\/schema\/person\/cb95c18bd1b73a23efa86ef2abc844c9"},"headline":"Jan Juc family left homeless after battle with insurer","datePublished":"2022-02-02T17:30:41+00:00","dateModified":"2022-02-03T00:12:06+00:00","mainEntityOfPage":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/"},"wordCount":718,"publisher":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/#organization"},"image":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#primaryimage"},"thumbnailUrl":"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png","articleSection":["News"],"inLanguage":"en-AU"},{"@type":"WebPage","@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/","url":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/","name":"Jan Juc family left homeless after battle with insurer - Surf Coast Times","isPartOf":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/#website"},"primaryImageOfPage":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#primaryimage"},"image":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#primaryimage"},"thumbnailUrl":"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png","datePublished":"2022-02-02T17:30:41+00:00","dateModified":"2022-02-03T00:12:06+00:00","breadcrumb":{"@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/"]}]},{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/jan-juc-family-left-homeless-after-battle-with-insurer\/#primaryimage","url":"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png","contentUrl":"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/02\/Feature-image-29.png","width":1200,"height":630,"caption":"\"We just want them to do what they said they would\", Leza and Travis Ashford have spent six years battling AAMI over ongoing mould and chemicals in their \"uninhabitable\" Jan Juc home. 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