	{"id":70045,"date":"2022-05-25T04:15:04","date_gmt":"2022-05-24T18:15:04","guid":{"rendered":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/?p=70045"},"modified":"2022-05-19T10:21:27","modified_gmt":"2022-05-19T00:21:27","slug":"ashfords-quit-court-battle-with-aami","status":"publish","type":"post","link":"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/ashfords-quit-court-battle-with-aami\/","title":{"rendered":"Ashfords quit court battle with AAMI"},"content":{"rendered":"<p>A JAN JUC family that\u2019s spent six years battling AAMI to make good on remediation works that rendered their family home unliveable have been forced to pull out of court action against the insurer due to financial duress.<\/p>\n<p>The Ashfords left their Jan Juc home in 2016 after discovering mould, setting them on a long journey that would leave them homeless, financially gutted and extremely sick.<\/p>\n<p>AAMI initially accepted a series of the family\u2019s insurance claims to clean up their property, however the Ashfords argue the work was never properly completed, the house remains unliveable due to ongoing mould and is also riddled with a chemical treatment that Leza Ashford had warned her insurer posed a serious risk to her health.<\/p>\n<p>Internal documents reveal AAMI initially apologised for the way it had treated the family, that included ending payments for their emergency accommodation that were later re-instated, but it then decided to finalise the claims despite evidence that works were incomplete and the home was left contaminated by its contractors.<\/p>\n<p>\u201cAll parties were fully briefed on my allergies to salicylates,\u201d Ms Ashford said of the chemical contaminants that were used to remediate mould in their family home.<\/p>\n<p>Despite this, when Ms Ashford returned home she suffered severe allergic reactions that led to her being hospitalised with anaphylaxis.<\/p>\n<p>\u201cMy hearing loss came from that, balance issues, more sensitive to fumes, an infection in my brain that still causes pain,\u201d she explained of symptoms she still suffers.<\/p>\n<p>Armed with expert health reports stating their home was unliveable, internal documents from the insurer admitting it was briefed about Ms Ashford\u2019s condition and the public support of prominent politicians like Senator Sarah Henderson, the family took their insurer to the County Court earlier this year.<\/p>\n<figure id=\"attachment_70163\" aria-describedby=\"caption-attachment-70163\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-70163\" src=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/05\/Pool-in-article-97.png\" alt=\"\" width=\"600\" height=\"380\" srcset=\"https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/05\/Pool-in-article-97.png 600w, https:\/\/static.timesnewsgroup.com.au\/prod\/uploads\/sites\/2\/2022\/05\/Pool-in-article-97-300x190.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-70163\" class=\"wp-caption-text\">The Ashford family before before they were forced from their home.<\/figcaption><\/figure>\n<p>The family enlisted a no win no fee lawyer that specialised in insurance cases, but as barrister and other court-related expenses started to mount a final blow forced them to pull out.<\/p>\n<p>\u201cWe were also told that in the likely event we won our case, AAMI\/Suncorp would immediately lodge an appeal, tying us up in the legal system for even more years to come,\u201d the Ashfords said.<\/p>\n<p>Should they lose the case, the Ashfords were warned they risked losing everything.<\/p>\n<p>\u201cAAMI\/Suncorp emailed a letter to our lawyer late on a Saturday afternoon the week before Easter \u2026 the letter with this threat to sue us also included a threat advising they would make us sell our home if we were unable to pay them the costs they were seeking.<\/p>\n<p>\u201cWe know for a fact they do this, and have done it to many other families \u2026 we could not risk this, when our lives have been put on hold for nearly six years already.\u201d<\/p>\n<p>Senator Henderson, herself a fierce critic of the insurer for its conduct towards Wye River bushfire victims in 2016, previously said it was unacceptable the Ashfords had \u201cbeen forced to go to court to seek justice\u201d.<\/p>\n<p>Learning of the family\u2019s recent decision to cease legal action, the Senator said she was extremely disappointed the family had discontinued \u201ctheir fight for justice against AAMI due to the unaffordable costs of a court battle\u201d.<\/p>\n<p>Cutting their losses again, the Ashfords are now turning their attention to pushing for change so that others may not have to experience what they have.<\/p>\n<p>\u201cThere is outright bullying, lying and manipulation used as a tactic to pressure valid claimants to walk away from the losses the insurance company is actually liable for,\u201d the Ashfords said.<\/p>\n<p>\u201cWe will concentrate our efforts on ensuring a government inquiry or Royal Commission takes place to look into the insurance industry in general, and how they handle the claims process, in particular major loss claims, as there is currently no oversight in this area.\u201d<\/p>\n<p>AAMI did not respond to questions about whether it intended to complete remediation works at the Ashford&#8217;s home or threats to sue.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A JAN JUC family that\u2019s spent six years battling AAMI to make good on remediation works that rendered their family home unliveable have been forced to pull out of court action against the insurer due to financial duress. The Ashfords left their Jan Juc home in 2016 after discovering mould, setting them on a long [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/ashfords-quit-court-battle-with-aami\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":196,"featured_media":70162,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"post_folder":[],"class_list":["post-70045","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ashfords quit court battle with AAMI - Surf Coast Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/timesnewsgroup.com.au\/surfcoasttimes\/news\/ashfords-quit-court-battle-with-aami\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ashfords quit court battle with AAMI - Surf Coast Times\" \/>\n<meta property=\"og:description\" content=\"A JAN JUC family that\u2019s spent six years battling AAMI to make good on remediation works that rendered their family home unliveable have been forced to pull out of court action against the insurer due to financial duress. 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