Business owners to navigate more lender uncertainty during COVID recovery
As the dust begins to settle, and businesses see normality returning, there’s a confidence and even urgency fuelling the property market.
For those depending on...Tips for home transitioning on the Surf Coast
The COVID lockdown has prompted all sorts of property movements from upgrades with adequate home office spaces, to downsizing Melbourne mortgages and everything in...
TAX MINIMISATION not the only lens to apply to EOFY REPORTING
The 2019 financial year is done and the results are in, but before the financial reporting is locked down, it’s worth considering whether tax...
Buyers await details on First Home Loan Deposit Scheme
Since the 11th hour announcement by the Liberal Government about its First Home Loan Deposit Scheme, there’s been very little commentary provided by either...
BUSTING APART THE CREDIT CRUNCH MYTHS
Thanks to the Royal Commission, challenges around loan approvals have become barbecue conversation. It’s been great from a business awareness perspective, but suddenly your...
Taking advantage of low interest rates
Rather than borrowing more, the smart money is banking (not spending) the difference between existing interest rates and what they’ll likely move to at...
GOOD BANKING STRUCTURES REDUCE FINANCIAL SPLURGES
Whether we’re good or terrible with money, it’s like business or physical performance – we could always do better. Which is why in addition to...
How to survive the credit crunch
While the banks figure out how to rebuild their reputations, the most immediate fallout has been increased uncertainty for would-borrowers and refinancers trying to...
Investors are out and first home buyers are in
First home buyers are “in” in terms of lender appetite! First Home Buyers now account for 19.6 per cent of all new home loans in...
Cars and cashflow – how to best afford your next car
WHEN there’s a mortgage, it goes without saying that most surplus savings is paying that down first and foremost. So when it comes to replacing...
The numbers game in investment property
The Surf Coast has always been a popular spot for holiday home ownership, but as the township and infrastructure grows, so does the interest...
Royal Commission fallout creates tightened conditions for all borrowers
THE Banking Royal Commission has shone a very strong light on some horrendous past and present behaviours by the banks, and customers are already...
Top finance tips for building or renovating on the Surf Coast
With Surf Coast development at an all-time high, we talk to local real estate, building and finance experts for their views on avoiding common...